HSBC is offering a very decent bonus for customers who open an HSBC Premier Current Account and or an HSBC Premier Mastercard.

There are a number of variations of this offer depending on whether you take out one/two products. I’ve explained the various permutations below.

HSBC Premier - night away 1

If you open an…

HSBC Premier Current Account

Eligible customers who open an HSBC Premier Current Account will receive a Luxury Overnight Package.

You can choose from 50+ hotels (more on that below) around the UK, all of which offer “a bespoke experience package, such as dinner, spa or afternoon tea”.

HSBC Premier Mastercard

For existing HSBC Premier customers, taking out the HSBC Premier Mastercard also qualifies for the Luxury Overnight Stay.

Bear in mind:

  • You cannot be an existing HSBC Credit Cardholder or have held a Credit Card with HSBC within the six months prior to the start of the offer period.
  • The free night stay will be triggered upon making a purchase/balance transfer of at least £1,000 within your first 30 days of card membership.

The representative APR is 18.9% variable andÊ18.9% p.aÊ(variable) for purchases, based on an assumed credit limit ofÊ£1,200.

HSBC Premier - night away.png

Strangely, it appears that the HSBC Premier World Elite Mastercard is not eligible for this offer. You’d think HSBC would be equally keen to incentivize customers to take out a card that carries a £195 annual fee as well as/rather than a free credit card…

Read our full review of the HSBC Premier Credit Card here.

HSBC Premier Current Account and  HSBC Premier Mastercard

If you open both an HSBC Premier Current Account and an HSBC Premier Credit Card, you’ll receive two free nights.

You can choose to use the two nights together or separately. You’ll only be able to use your experience package for one night of your two-night reward though, the other will be on a bed & breakfast basis.

Where can you redeem your free night?

Despite the headline figure of ’50+ participating hotels’, it’s fair to say their quality and calibre vary enormously!

Scanning through the list, properties that you may consider using your free night at include:

  • Royal Lancaster London
  • Waldorf Astoria Edinburgh – The Caledonian
  • The Bloomsbury
  • The Marylebone
  • Galgorm Resort & Spa
  • The Kensington

You can view the full list here

How to book

You\’ll receive a hotel pack containing instructions on how to book within 50 days of your account switch or taking out a credit card*. For an eligible joint account or credit card, only one address will receive this offer.
Your booking will depend on the hotel’s availability for this offer.

  • This offer does not apply to reservations that include public or bank holiday periods in the UK and Ireland.
  • Availability may be limited during other key periods such as Christmas and New Year periods.

All stays must be booked and taken by 16th December 2019.

*and meeting the offer requirements.


As welcome/switching bonuses go, this is a very solid offer. Especially considering that there is normally no sign-up bonus offered on the HSBC Premier Mastercard.

Rates at many of the hotels I’ve listed above will regularly exceed £200/£250 per night. If used wisely, taking out an HSBC Premier current account as well as the (free) Premier Mastercard could easily net you £500+ of value from your two-night free stay.

The free Luxury Night Away offer on the Premier Mastercard expires on 9th November 2018.

I cannot locate an end date for the current account offer though.

More info on both of these offers is available on this page of the HSBC website

Disclaimer: The information provided by Tricks of the Trade is intended solely as a helpful guide to relevant travel rewards card products and their various features and offers. You should always conduct your own research as recommendations provided within may not be suitable for your personal financial circumstances.


This site uses Akismet to reduce spam. Learn how your comment data is processed.